TTSE: Citizens IPO main attraction

July 15, 2013 by

Monday, 15th July 2013 | Trading on the T&T stock Exchange today was paltry with 170,869 shares trading valued at just $914,642 but the big news in the market is the opening of the Citizens Bank of Trinidad IPO, which went on sale at $22 per share at a PE of 11 in an attempt to raise $1.1 billion on behalf of the major shareholder of the bank. Some comments out of Trinidad suggest that the shares will be avidly taken up.

Market activity resulted in 11 securities trading of which 3 advanced, 2 declined and 6 traded firm.

One of IC Insider’s buy rated stock,  One Caribbean Media moved to a new 52 week high as it closed up by 18 cents to end the day at $17.60 while trading 4,000 shares and another buy rated stock, Caribbean Cement, traded up by 5 cents to $1.15 as 79,581 shares changed hands for a value of $90,391.

Scotia Investments fell 3 cents to close at $1.87 with a volume of 50,414 shares being traded for $94,304. Guardian Holdings contributed 13,377 shares with a value of $214,032, while Sagicor Financial Corporation added 6,177 shares valued at $38,297.

Clico Investment Fund was the only active security on the Mutual Fund Market, posting a volume of 15,990 shares valued at $359,775.00 as the share closed at $22.50 without a change in price.

IC bid-offer Indicator | At the end of trading, the Investor’s Choice market indicator shows that bids for no stock was higher with 3 stock having an offer lower than the last selling price.

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Filed Under: Initial Public Offers, Stock Market, TTSE Market Tagged With: , ,

First Citizens’ $1B IPO opens today

July 15, 2013 by

The government of Trinidad & Tobago, through the holding company for First Citizens Bank Group, launches a billion dollar Initial Public Offering (IPO) of shares to reduce its ownership in the bank. The issue opens today, Monday 15th July, and when completed will be listed on the T&T Stock Exchange. The offer of 48,495,665 shares, approximately 19.3 percent of the total shareholding of the bank, is expected to rake in $1.1 billion before expenses for the Government of Trinidad. The issue has an offer price of TT$22 per share for sale to the public. The proceeds will go to the holding company for Citizens and is expected to be paid over to the government.

Citizens, a banking and finance company, has total capital of $6 billion and total assets of more than $37 billion. When compared to the two other banks listed on the Trinidad Stock Exchange, Republic has capital of $7.94 billion and total assets of $55 billion while Scotia Bank has capital of $3.2 billion and total assets of $18 billion as of March this year.

First Citizens Brokerage & Advisory Services (a subsidiary of First Citizens Investment Services) is the Lead Broker for the Offer for Sale.

First_Citizensbuilding150x150THE COMPANY | The First Citizens Group is a financial service organization headquartered in Trinidad & Tobago that offers a range of retail, corporate, capital markets, investment management, wealth management, asset management, trustee and brokerage services. The provision of corporate, commercial and retail loans, deposit and other retail services, including credit card accounts, internet, and telephone banking is conducted in Trinidad & Tobago via a network of 26 full service banking locations, one foreign exchange bureau, seven operations centres and 96 ATM machines. In Barbados, these services are provided via five branches, one lending centre and eight ATM locations. In Costa Rica, the provision of corporate loans is done via a centralised corporate banking team that covers both Costa Rica and the Central American region.

COMPANY HISTORY | First Citizens Bank was formed in March 1993 and acquired, The Trinidad Co-operative Bank, Worker’s Bank and National Commercial Bank. At that time, 62 percent of its loan portfolio was in arrears. In the 10 years to 2003, First Citizens Bank grew its profits to TTD233 million, doubled its asset base to TTD6.1 billion and had attained international credit ratings of BBB- and A-3 by S&P and Moody’s, respectively.

In 2009, First Citizens acquired Caribbean Money Market Brokers Limited, now First Citizens Investment Services Limited, a full service securities company with offices in Trinidad & Tobago, Barbados, St. Vincent and St. Lucia. In January 2012, a representative banking office was opened  in Costa Rica as the Bank’s first entrance into Central America and in August 2012, the Group continued its expansion with the acquisition of Butterfield Bank in Barbados, now called First Citizens Bank (Barbados) Limited.

BALANCE SHEET & PROFITS | At the end of March this year, the bank loaned out $13. 8 billion, an increase over the March 2012 of $11.2 billion. Customer deposits climbed faster to $26.7 billion versus $22.9 billion. Profit before tax grew to $388.7 million, $40 million or 11.5 percent over the $348.7 million earned for the corresponding period last year. Profit after tax amounted to $306.4 million. For the 2012 fiscal year, the bank earned profits of $446 million giving a return on equity of 8 percent and return on assets of 1.58 percent. Return on equity is around 11 percent for 2013.

TTSEDailyTRading280x150Citizens is underperforming its two major competitors in a number of areas. Importantly, two critical measures tell the tale as to where the bank sits with its peers. Scotia Bank’s return on equity is 18 percent and return on assets 3 percent while Republic Bank is 14.6 percent return on equity and 2.25 percent return on assets. Republic sells at a PE of 15 and Scotia Bank at 22.5 times 2013 earnings and Ansa Merchant Bank has a PE of 19. The lower numbers of PE for Citizens suggest there is much room for the stock price to climb after the shares list with their PE at only 11.

The performance of the loan portfolio is a matter of concern. Data shows that there is not much impairment in the loan portfolio. However, it is noted that the level of loans that are past due increased markedly in 2012 over 2011 from $1.96 billion to $2.99 billion. “Corporate past due amounts” increased by $800 million, an indication that things may not be a sanguine as the profit figures are suggesting even as the provision for loans losses in the March six months period was much less than what was provided for in the comparable half-year results in 2012.

DIVIDEND POLICY | The dividend policy of the Issuer will be to distribute funds surplus to the operating capital and strategic requirements of the Group, as determined by the Directors, with an annual target dividend pay-out percentage range between 45 to 55 percent of net profit after tax.

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Filed Under: Company News, Company Results, Initial Public Offers, Stock Market, TTSE Market Tagged With: , ,

TTSE: TCL rolls on as trading picks up

July 12, 2013 by

Friday, 12th July 2013 | The Trinidad stock market saw greater level of trading on the last day of the week as 15 stocks traded with a volume of 938,000 units valued at $4.16 million as 5 stocks advanced, 2 declined and 8 traded firm.

Trinidad Cement, an IC Insider buy rated stock, remains the main focus on the exchange in today’s trading as the stock traded 590,300 shares, more than twice that of 230,565 shares on Thursday. The value of today’s trade amounted to $649,327 compared to Thursday‘s valued of $242,088. The stock gained 5 cents to $1.10 as the stock continues to respond to the return to profitability as reported by the March quarterly results and the low valuation. The bid for TCL is at $1.10 for 32,794 units and there was no stock on offer suggesting that there are more gains ahead for the stock.

Jamaica Money Market Brokers traded 228,000 shares for $114,000. Guardian Holdings contributed 46,202 shares with a value of $739,232 as the price increased by 1 cents to end the day at $16, while ANSA McAL added 19,573 shares valued at $1,301,017 as the price fell 3 cents to close at $66.47. Point Lisas Industrial Port Development Corporation traded 10,000 shares, which increased 9 cents to close at $3.85. Conversely, Unilever Caribbean traded 9,135 units and lost 15 cents to close at $54.  Clico Investment Fund posted 4,400 shares valued at $99,000 as the price remained at $22.50. Sagicor Financial Corporation added 17,560 shares firm, at $6.20.

Scotia Investment traded at $1.90 the equivalent of J$30.19 well over the J$26.50 bid price on the Jamaica Stock exchange. The stock traded just 3,924 units and gained 5 cents but there was no stock on offer to fill the 49,904 units on the buy side at $1.87 each. West Indian Tobacco Company that has been on a tear in recent weeks, remained stuck below $118 as it traded 2,592 shares at $117.51.

IC bid-offer Indicator | At the end of trading, the Investor’s Choice bid-offer market sentiment indicator shows that bids for 2 stocks were higher with 5 stocks having offers lower than their last selling price.

Watch these stocks next week | Trinidad Cement, Scotia Investments, Point Lisas Industrial Port Development, One Caribbean Media and Unilever Caribbean.

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Filed Under: Stock Market, TTSE Market Tagged With: , ,

TTSE: T&T Cement continues in focus

July 11, 2013 by
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Thursday, 11th July 2013 | Trinidad Cement, an IC Insider buy rated stock, remains the main focus on the exchange as it traded 230,565 shares on Thursday valued at $242,088 with no price change at $1.05. The stock is responding to return to profitability as reported by the March quarterly results and the low value which it is now priced at.

West Indian Tobacco Company had 2,684 shares trading with a value of $315,397 at the same price as Wednesday’s close of $117.51, while Financial Corporation added 1,670 shares valued at $10,354. There was no change in the price of Scotiabank which traded 5,192 shares at $69.96 with a value of $363,232. Agostini’s Limited had a volume of 19,128 shares traded at value of $318,863. Unilever Caribbean stock price increased 15 cents to end the day at $54.15 a 52 weeks high, while trading a mere 50 shares. Guardian Holdings traded 1,884 units and the price declined by 23 cents to end the day at $15.99.

Market activity resulted in 10 securities trading of which 2 advanced, 1 declined and 7 traded firm. The volume traded was 264,357 shares on the main market, valued at $1,463,540 and Clico Investment Fund, traded 112,800 shares valued at $2,538,000, more than twice Wednesday levels in the Mutual Fund Market and closed with the price at $22.50, the same as yesterday. The total amount traded in the market was priced $4.18 million, less than Wednesday’s $5 million.

IC bid-offer Indicator | At the end of trading, the Investor’s Choice bid-offer market sentiment indicator shows that bids for 5 stocks were higher with 6 stocks having offers lower than their last selling price.

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Filed Under: Stock Market, TTSE Market Tagged With: , ,

TTSE: T&T Cement & Neal & Massy in focus

July 10, 2013 by

Wednesday, 10th July 2013 | Neal & Massy Holdings was the dominant stock in today’s trading on the Trinidad & Tobago Stock exchange as it traded 43,183 shares for $2,547,797 at the previous closing price of $59.

In the overall market activity, 12 securities traded of which 4 advanced, 1 declined and 7 traded firm. A volume of 326,831 shares crossed the floor of the main market of the Exchange valued at $3,848,323 and Clico Investment Fund traded 54,370 shares valued at $1,223,325 in the Mutual Fund Market and closed with the price at $22.50, the same as yesterday. The total amount traded in the market was priced at $5 million.

Trinidad Cement contributed 270,930 shares to the volume at a value of $284,477at $1.05 each, up 5 cents for the day, but closed with the stock being offered at $1.04 for just 500 units. West Indian Tobacco Company had 7,600 shares trading with a value of $893,096, while Sagicor Financial Corporation added 1,670 shares valued at $10,354.

Scotiabank stock gained 21 cents to end the day at $69.96 with only 78 units trading.

IC bid-offer Indicator| At the end of trading, the Investor’s Choice bid-offer market sentiment indicator shows that bids for 3 stocks were higher with 5 stocks having offers lower than their last selling price.

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Filed Under: Stock Market, TTSE Market Tagged With: , ,

TTSE: AnsaMcAl trades heavy

July 9, 2013 by

Tuesday, 9th July 2013 | Trading activity on the Trinidad & Tobago Stock exchange  took place in 11 securities of which 3 advanced, 3 declined and 5 traded firm. A volume of 878,144 shares changed hands at a value of $24 1 million of which $16,745,549 was by main market stocks and $7,373,701 for mutual funds.

ANSA McAL traded 210,375 shares at a value of $13,989,938 closing 69 cents down at $66.50. Jamaica Money Market Brokers had a volume of 165,987 shares with a value of $74,694, Trinidad Cement contributed 97,696 units with a value of $97,696, while Sagicor Financial Corporation added 27,116 shares valued at $168,119. West Indian Tobacco traded 1,500 shares and closed at $117.50 up 25 cents

Clico Investment Fund traded 327,720 shares at $22.50.

IC bid-offer Indicator | At the end of trading, the Investor’s Choice bid-offer market sentiment indicator shows that bids for 2 stocks were higher with 3 stocks having offers lower than their last selling price.

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Filed Under: Stock Market, TTSE Market Tagged With: , ,

TTSE: Still marking time

July 8, 2013 by

Monday, 8th July 2013 | Price changes on the Trinidad & Tobago Stock Exchange were moderate ranging from an increase of 8 cents to a decline of 5 cents as trading took place in 14 securities of which 2 advanced, 4 declined and 8 traded firm. The total amount traded was $4.3 million as 935,265 units traded. The mutual funds contributed 118,600 units valued at $2.668 million to the total amounts that traded. The all Trinidad & Tobago index gained slightly to close at 1,828.28 but the cross listed and the composite fell moderately.

Trinidad Cement traded 667,304 shares valued at $667,304, followed by Jamaica Money Market Brokers with a volume of 91,242 shares being traded for $41,099 as the stock fell by 5 cents. National Commercial Bank contributed 18,654 shares with a value of $22,365, while Guardian Holdings added 12,300 shares valued at $199,475 while putting on 8 cents to close at $16.22.

IC bid-offer Indicator | At the end of trading, the Investor’s Choice bid-offer market sentiment indicator shows that bids for 2 stocks were higher with 3 stocks having offers lower than their last selling price.

West Indian Tobacco closed with a bid for 1,000 units at $117.50 the last traded price was $117.25 the offer is for 100 units at $118.

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Filed Under: Stock Market, TTSE Market Tagged With: , ,

Stocks to watch and buy

July 8, 2013 by

Monday, 8th July 2013 | Better investing starts with a watch list. IC Insider, your independent source of market intelligence about the Jamaica and Trinidad & Tobago stock exchanges, publishes a weekly watch list based on emerging market data and trending trading activity.

In addition to a watch list, for the first time we’re introducing the stocks that have received our analysts’ Buy Rated seal of approval. Unlike a stock broker’s ‘buy’ recommendation, IC Insider has no vested interest in any stock transaction or conflict of interest. Our research is backed by published reports of the company’s performance and insights of future earnings that can be found at ICInsider.com. The final decision to buy, or not, is your personal choice.

To search for published company results on IC Insider, please use ‘Search IC Insider’ and enter the company name, in full or in part.

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Filed Under: Company News, FX Market, JSE Main Market, Stock Market, Stocks to watch, TTSE Market Tagged With: , ,

TTSE: Demand up for TT Cement shares

July 5, 2013 by

Friday, 5th July 2013 | The level of trading on the Trinidad exchange amounted to 250,000 units valued at $12 million as 12 stocks changed hands with 7 increasing in price versus 2 declining.

Shares trading in reasonable quantity are Republic Bank with 91,064 shares for a value of $10,018,860, Trinidad Cement with a volume of 50,000 shares amounting $50,000, Scotia Investments with 19,378 shares with a value of $35,849, National Flour Mills 18,588 shares valued at $14,870 and West Indian Tobacco Company traded 5,000 shares with the price up by 22 cents to end the day at $117.25. Conversely, Clico Investment Fund was the only active security on the Mutual Fund Market, posting a volume of 36,820 shares valued at $828,450 and the stock price declined by $0.01 to end at $22.50.

Trinidad Cement traded 50,000 shares at a $1, up 5 cents and has a solid bid for 623,000 at $1 at the close.

One Caribbean Media traded at a 52 weeks high of $17.43 with 6,800 units trading with the price gaining 3 cents. Prestige Holdings lost 2 cents while trading 10,852 units at $9.35 each.

IC bid-offer Indicator | At the end of trading, the Investor’s Choice bid-offer market sentiment indicator shows that bids for 3 stocks were higher with 2 stocks having offers lower than their last selling price.

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Filed Under: Stock Market, TTSE Market Tagged With: , ,

TTSE: Unilever up $1.47

July 4, 2013 by

Thursday, 4th July 2013 | Unilever Caribbean stock gained $1.47 to end the day at $54.01, a 52 weeks high, as 1,000 shares valued at $54,000 traded. This stock was included in this week’s Stock to Watch list.

At the end of trading, 10 stocks traded with 3 advancing, 4 declined and 3 traded firm as a total of 198,330 shares crossed the floor of the exchange valued at $3,023,973 in the main market and 90,134 shares valued at $2,029,102 traded in the Mutual Fund Market.

Sagicor Financial Corporation saw 101,730 shares changing hands for a value of $635,808, Jamaica’s National Commercial Bank with 47,946 shares trading amounted to $57,535. ANSA McAL chipped in with 20,948 shares with a value of $1,407,308 and Guardian Holdings contributed 18,392 shares valued at $296,841. Clico Investment Fund, another stock in the watch list, suffered a 49 cents drop to close at $22.51.

IC bid-offer Indicator | At the end of trading, the Investor’s Choice bid-offer market sentiment indicator shows that bids for 3 stocks were higher with 3 stocks having offers lower than their last selling price.

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Filed Under: Stock Market, TTSE Market Tagged With: , ,

Discovery

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jak u babci: sekret idealnego ciasta na bułeczki Sekretny dressing zamieni ją w arcydzieło: wiosenna sałatka z boczkiem Idealne śniadanie dla całej rodziny – przepis na naleśniki na mleku Soczyste, smaczne: przepis na proste roladki rybne – pyszna przekąska w 5 minut Dekorowanie talerza serów: podstawowe zasady dla amatorów Chrupiące i mniej kaloryczne: gotowanie cukinii derunes Przepis na naleśniki bez mąki i nabiału: tylko 2 składniki – gotowe w 10 minut Najlepszy przepis na sylwestrowy stół: przygotowanie ciasta 'Broken Glass’ bez pieczenia Ani grama mięsa, ale nadal świetnie smakuje: niesamowity przepis na szybkie kotlety 7 ruokaa, jotka sisältävät runsaasti rautaa: syö ehkäistäksesi anemiaa Kuinka säästää ruoassa vahingoittamatta terveyttäsi: 10 vinkkiä ukrainalaisille Miten tehdä wc dachassa: suosituimmat menetelmät Parhaat tomaatin taimet: miten kasvattaa terveitä ja vahvoja taimia Kuinka keittää pastaa niin, ettei se tartu: vain yksi sääntö Miten poistaa kellastuminen paidan 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Discovery

Miten päästä eroon kärpäsistä folk korjaustoimenpiteillä: 5 tehokasta menetelmää Paistan kalaa vain näin: se ei pala eikä hajoa 6 puuta, jotka kannattaa istuttaa pihallesi: puutarhan hyödyt ja hyvä energia Räjähdyksen räjäyttämä lasi: miten kerätä sirpaleet nopeasti ja millä peittää ikkuna Mitä sieniä voi korjata nyt: 5 syyskuun syötävää yksilöä Milloin kaivaa perunoita syyskuussa: vinkit ja onnenpäivät kuukalenterin mukaan 2 lusikallista tätä tuotetta ja hana kiiltää: kätevä hakkerointi kotiäideille Virhe voi maksaa ihmishenkiä: salaisuus turvallisimmasta kissan kuivikkeesta on paljastunut Suuret ja makeat: mitä vadelmia kannattaa ruokkia keväällä hyvän sadon saamiseksi Kuinka pakastaa ja sulattaa lihaa: salaisuudet ja vinkit Miljoona tulipunaista ruusua: lisää tämä kimppuusi, jotta se kestää kauemmin Salaisuus siitä, miten laihtua nopeasti ilman ruokavalioita ja urheilua: heti miinus 5kg Älä koskaan osta sitä: haitallisin juusto on nimetty Kuinka pestä keittiöpyyhkeet: Toimiva kätevä hakkerointi on nimetty Sato kaksinkertaistuu: miten paprikapensas muotoillaan oikein Näin avaat paketit helposti: ei enää tuskailua kaupassa Älä heitä pesukoneeseen: Levi’n toimitusjohtaja kertoi, miten farkut pestään oikein Mitä on ehdottomasti kiellettyä pestä koneessa: 6 ei-selvää asiaa Myytit ja todellisuus: mitä tarkoittaa, jos koira kaivaa kuoppaa Hiivalannoite kurkkujen kasteluun: vihannesviljelijöiden jaettu rezetas Tuoreen kalan 5 merkkiä, joista myyjät eivät kerro: Näin valitset maukkaan silakan Miten käyttää retkeilykaasukeitintä: vinkkejä ja turvallisuussääntöjä Tomaattien ruiskuttaminen ja käsittely tuholaisten varalta: 6 tärkeää asiaa heinäkuussa Tee tämä ennen älypuhelimen lataamista: akku ”kestää” 2 kertaa pidempään Miksi lisätä kanelia kukkaruukkuun: kokeneiden emäntien salainen elämänohje Miksi vessanpöntön kansi kannattaa sulkea huuhtelun yhteydessä: Muista elämää varten Valojen sammuminen Ukrainassa: vinkkejä kynttilän korvaamiseen talossa Unohda phytophthora tomaateilla: kansanhoito 100 % tuloksin